Tag: Dollars and Sense

Dollars and Sense: Don’t Let Fears Drive Your Investment Choices

Jeff LeFave First, the coronavirus rocked the financial markets. Then, oil prices dropped more than 20 percent after a breakdown in OPEC production discussions. Not surprisingly, the markets took another nosedive. Yet, despite these events, this recent market volatility may well be attributed more to fear, than the forces that usually drive the markets. Ultimately,…

Dollars and Sense: Reverse Mortgage (Part 2)

Melanie Sedam One of the strengths of the home equity conversion mortgage (HECM) loan program is that there are not overly restrictive requirements, making these loans easier to qualify for than other financial products such as a mortgage refinance, home equity loan, or home equity line of credit (HELOC). You are eligible for a reverse…

Mortgage Rates Have Dropped to Historic Lows

Melanie Sedam Mortgage rates have dropped to levels not seen since 2016 and homeowners are rushing to refinance. You can benefit even if you don’t cut your rate by a full percentage point – a rule of thumb you can safely ignore. The question is whether you will stay in your home long enough to…

Dollars and Sense

Don’t change 401(k) mix during market drops Jeff LeFave As you’re well aware, we’ve seen some sudden and sizable drops in the financial markets in 2019. While market volatility is nothing new, the recent plunges happened during a period of general political and economic unease. Still, it can be harmful to overreact to such events…